Kelly Birner

License#: FA100027282

Buying a Home With Kelly

🏡 The Home Buying Process:

  1. Determine Your Budget
    Review your finances, check your credit score, and decide how much you can afford for a down payment and monthly mortgage.

  2. Get Pre-Approved
    Meet with a lender to get pre-approved for a mortgage. This strengthens your offer and shows sellers you're serious.

  3. Hire a Real Estate Agent
    Work with an experienced local agent who can help you find the right home, negotiate, and navigate the process.

  4. Start Home Shopping
    Tour homes that fit your needs, budget, and lifestyle. Your agent will schedule showings and help evaluate options.

  5. Make an Offer
    Once you find a home, your agent will help you submit a competitive offer and handle any negotiations.

  6. Schedule Inspections & Appraisal
    Conduct a home inspection to check for issues. Your lender will also order an appraisal to verify the home’s value.

  7. Secure Financing
    Finalize your mortgage with your lender by submitting all necessary documents and locking in your loan terms.

  8. Close on Your Home
    Review and sign closing documents, pay any final costs, and receive the keys to your new home.

  9. Move In!
    Celebrate your new beginning and settle into your new home.

If you are ready to start your search for your next home, complete the form below.  Let's get started!

 

Have you been pre-approved for a mortgage?

 
  •  
  • 1-3 months
  • 3-6 months
  • 6-12 months
  • Just Exploring
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